Posted by William on June 22nd, 2009 in Investment Advice

Hi folks I thought it would be a worthwhile exercise today to look at some diverse opportunities for investment in what are still very unsettled times. Whether we are in a bull market or just a bear market rally is quite a question when respected fund managers such as Neil Woodford and Anthony Bolton currently take completely contrasting views.

The FTSE 100 fell back 2.6% last Monday further serving as a cautionary check to us all. In light of this I feel it’s important for Independent Financial Advisers to inform individuals of uncorrelated opportunities which exist in the marketplace.

As such here are you a couple of different areas for you to think over today.

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Posted by William on May 28th, 2009 in Pension Advice

With many more options available now to provide you with income in retirement it really is important that you get proper independent financial advice to help you choose wisely the best product suited to you.

One product which has been around for some time and is maybe just now getting due prominence is the Flexible Annuity - and it’s certainly worth considering it as you begin your retirement planning.

The definition of a Flexible Annuity is really quite straightforward:

• It is an annuity and not an Unsecured Pension (sometimes also known as drawdown), so it falls under annuity regulation.
• It is flexible, which means that your income can be set and varied between a minimum and maximum level income limit, generally at a timing to suit you.

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Posted by William on April 30th, 2009 in Tax Advice

Hi everyone,

just thought I’d let you know I’ve uploaded a 12 Page 2009 Budget PDF for you to download. It gives you a great information on the following in a really easy to read/understand format.

Some highlights include…

• ISA limits
• Capital Allowances
• Business trading losses
• Tax relief on pension contributions
• Top rate of income tax details
• Personal income tax allowance details

It also covers…

• PERSONAL AND TRUST TAXATION
• CAPITAL TAXES
• BUSINESS TAX
• VALUE ADDED TAX (VAT)
• MISCELLANEOUS ISSUES - including Tax Avoidance
• NATIONAL INSURANCE CONTRIBUTIONS (NICs)
• FINANCIAL CALENDAR - to keep you in sync with important fiscal dates

There’s a whole lot more in there but it’s all easy to access and understand, so download it to your desktop if want it. Just click the download link below…

Budget Summary 2009

I hope it helps clarify your Tax issues in 2009.

Bye for now…

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Posted by William on April 24th, 2009 in UK Financial Advice

Leaving aside all the politics of the latest budget (described as the most important for decades) the following is a brief summary of the main aspects from the perspective of an Independent Financial Adviser.

Here goes then…

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