Independent Financial Adviser

Hi, I’m William George and I specialise in Retirement Planning, Pension Transfer and Investment Advice at Integrity Financial Solutions UK Ltd. We’re recommended on a daily basis by Unbiased.co.uk a non-profit organisation who help 60,000 people a month connect with their own local IFA Financial Advisor quickly and easily. I’ll be happy to help you with either Personal or Group Pension matters.

What others say…

Rory Paterson, Director – Mediacom Scotland Ltd, Edinburgh…
“I’ve found Billy (William) a personable yet professional practitioner who offers sound advice and realistic proposals backed up by facts. I’d wholeheartedly recommend Billy as an IFA”.

Iain Jones – Director of KDM Shopfitting, Rosyth, Fife Business of the Year Winners 2008:
“We are delighted to have brought in the services of Billy (William) after a recent review of our companies situation. He has given us sound and invaluable advice in areas such as Directors pensions, group pensions and business protection. We look forward to developing our working relationship over the exciting times which lie ahead.”

Chris Hudd – Director of Springboard CS
“William [ Bill ] has proven to be a consistently trustworthy source of great and impartial financial advice.
He has a relaxed informal style and never tries to force anything onto clients which they are not comfortable with.
I would recommend him wholeheartedly.

William George IFA Introduction

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Pensions and Divorce

Pensions and Divorce

If you are currently going, or already have gone through a divorce and you and your ex-spouse are looking at dividing up your assets, then the Court will be required to take your pension rights into account.

The options that the court can offer are as follows:

  • balance the pension rights against another asset, such as the matrimonial home (this is known as Pension Offsetting); or
  • arrange that when one party’s pension eventually comes into payment, a portion of it will be paid to the other party (this is known as Pension Earmarking); or
  • split the pension at the time of the divorce to give both parties their own pension pot for the future (this is known as Pension Sharing).

The first step after contacting a solicitor is generally finding out what both you and your former spouse’s pensions are approximately worth. This will mean contacting your pension providers for valuations of whatever pensions you may have. It should be noted that your former spouse will not have any right to know what your pension value is without your consent.

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What you need to know about Pensions

July 21, 2010

The Pensions stuff  You Really Need To Know!
As usual the press is once again full of worrying stories about changes to pensions.
In fact since the change of Government there have been almost daily releases relating to different aspects of pension legislation.
For instance The State Pension is changing and the age at which we [...]

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EMERGENCY BUDGET SUMMARY 2010

June 23, 2010

Emergency Budget UK 2010 Financial Advice

The Chancellor introduced the Budget as an emergency Budget intended to deal with the national deficit, seen by the Coalition Government as an unavoidable legacy of the previous government. Although the deficit will be reduced primarily through a reduction in public spending, the increase to the main rate of capital [...]

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A NEW KIND OF COVER FOR DIFFICULT TIMES

June 10, 2010

A NEW KIND OF COVER FOR DIFFICULT TIMES
With the threat of redundancy looming large for millions of people it might be a good time to review what type (if any) cover you may have. Traditional mortgage protection payment insurance (MPPI) usually pays out when you can’t do a job the insurance company feels you’re suitable [...]

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Pension Reform And Employer Duties

May 14, 2010

Pension reform
There will be more pensioners in the future and those pensioners will live longer. This will put a massive strain on the State pension system.
To alleviate this burden, the Pensions Acts 2007 and 2008 make changes to the Basic State Pension, the State Second Pension and introduce new employer duties for pensions.

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