Pensions Advice, Retirement Planning - Investment Financial Adviser Dunfermline, Fife, Scotland UK

Posted by William on October 20th, 2008 in Pension Advice

Hi Folks,

it’s a busy, busy Monday but I thought I’d just get this out to you before I go for lunch. I’ve just finished putting the touches to my latest Finance Guide.

It’s called ‘The Salary Sacrifice Insight’. I hope you do find it just that - an insight.

Salary Sacrifice is at it’s heart a simple solution which is helpful to both companies and their staff too. If you’ve a group pension and you wish to encourage take up in it, or you’re an employee and you just want to gain an understanding of exactly what salary sacrifice is it’s worth reading this 11 page page report. You can download it on the link below.

You won’t have to enter an email address either, just click on the image on the next page and your download starts.

www.williamgeorgeifa.co.uk/salary-sacrifice

Until next time, have a great week.

Posted by William on October 13th, 2008 in Investment Advice

As a follow up to my last couple of articles regarding what specific steps you can take to protect your investments so you can prevent them from being burned to cinders in a blazing surge of panic stock selling, I’d like to return to the topic of Private Finance Investments.

Continue reading this post…

Posted by William on October 7th, 2008 in UK Financial Advice

Okay, I hate to say I told you so, but there’s little joy in being right about the final US treasury approval of the $700 billion dollar bailout plan… doing virtually nothing. The rescue plan has done very little to calm jittery financial markets everywhere. I really didn’t think it would halt the downward slide when it was proposed and that certainly seems to be the case. Incredible way to blow nearly a trillion dollars of tax payer cash though - wow!

Yesterday in response, unconvinced financial minds, brokers and investors forced the FTSE to a gloomy new record - Monday 6th October 2008 saw the lowest drop in the FTSE value in one day that it has ever experienced.

The Asians are not convinced the cash injection has done the trick either - yesterday the Nikkei dropped to it’s lowest level since 2004. The Yen is rising whilst the Euro and GBP head in the opposite direction. Government Gilts are being snapped up as folks scramble for security.

Covered bonds are in sharp focus too. These are mortgages/loans to the public sector - which are ’secure’ or ‘covered’ by a pool of assets. They are subject to stiffer regulation and those issuing the bonds must make sure their assets reserves consistently cover/back their covered bonds. Institutions which have access to them are set to fare better in weathering the worsening credit/mortgage crisis here in UK.

Continue reading this post…