Post Budget 2008 Investment Advice: hold your nerve and keep a steady hand on the tiller

After analysing the response of the stock market to the Chancellor of the Exchequer’s first budget yesterday - keeping a level head and steady financial nerve is at the very least wise advice indeed. Alistair Darling’s body language is leaking a message which is unsettling folks everywhere it appears.

After the budget fearful investors seem to be responding negatively to his assurances that the UK economy is still robust enough to weather the deepening credit storm racing at us from across the Atlantic. High spring tides have been pounding British homes with blistering storms in the last few days and March certainly has come in like a lion. Many feel the markets are reflecting similarly severe financial ‘weather warnings’ here in the UK for the rest of the year.

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Investment Markets Laid Bear

Hi everyone,

Are we in a bear market? Since the definition of a bear market seems to vary vastly the answer is debatable. A bear market is usually a lengthy downturn in share prices where there are more sellers than buyers and pessimists have the upper hand over optimists. The usual figure attached to a bear market is fall of more than 20% from a previous high.

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Ethical Investing in Africa is Profitable and Fair

Is 2008 a good time to invest in Africa? The CEO of Cru Investment Management, Jon Maguire certainly thinks so. Inspired by a visit to Malawi in 2005, Jon decided that the best way to help was through investment. He saw first hand the severe and chronic problems faced by people in countries such as Malawi, where the current average annual wage is just £57.

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What should I do with my investments?

Hi everyone,

With current stock market volatility very much on the front pages it is inevitable that many people will be nervous about their investments at the moment. At times like this the phone in my office tends to be little busier than normal, but I like to think that if I’ve done my job properly in setting up the investment at the outset then my clients should be aware that periods like this have happened in the past and will happen again (in the last 100 years there have been 23 bear markets).

However I do appreciate that volatility such as we’ve seen in world markets this year is bound to concern a great deal of people. So what should you do?

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