http://www.williamgeorgeifa.co.uk Independent Financial Advice Tue, 15 Nov 2011 09:00:10 +0000 http://backend.userland.com/rss092 en Hi, I'm William George and I specialise in Retirement Planning, Pension Transfer and Investment Advice at IFS Wealth Management Ltd. We're recommended on a daily basis by Unbiased.co.uk a non-profit organisation who help 60,000 people a month connect with their own local IFA Financial Advisor quickly and easily. I'll ... http://www.williamgeorgeifa.co.uk/2009/11/09/welcome/ Introduction The following article is designed to give individuals an insight into the different ways we can invest in property. Whether it’s a direct investment into residential or commercial property or putting your faith in one of the many retail funds out there, there are many routes you can choose if ... http://www.williamgeorgeifa.co.uk/2011/11/15/a-guide-to-investing-in-property/ All investors are taught early in their careers that the two dominant emotions in financial markets are fear and greed. Cold rational analysis of facts is all well and good but when emotion takes hold it over-rides everything else; to paraphrase one of the most important adages, JM Keynes preached that ... http://www.williamgeorgeifa.co.uk/2011/10/28/europe-the-final-frontier/ As time rolls on and the date for the beginning of the possibly the biggest ever changes to our pensions system, I thought it was a good time to speak out to all you employers and employees out there who will be effected by this. Make no mistake about it, employers ... http://www.williamgeorgeifa.co.uk/2011/10/04/four-steps-to-help-with-auto-enrolment/ The newly published seventh report on the state of retirement savings from Scottish Widows has just been released and it doesn’t make particularly pleasant reading. Whilst there does seem to be a slight increase in consumer understanding of pension provision, particularly in the public sector, the sad fact is that ... http://www.williamgeorgeifa.co.uk/2011/09/12/the-state-of-a-nations-pensions/ I am increasingly talking to clients who have pensions, but who aren’t being given regular financial reviews or who aren’t having their attitude to risk assessed regularly. It is absolutely vital that you receive regular financial reviews on you pension and that you have your attitude to ... http://www.williamgeorgeifa.co.uk/2011/06/29/a-question-of-risk/ Measured progress There is much to be gleaned from the performance of markets over the first quarter of 2011. Ever since equity markets hit their most recent low point in March 2009 many have questioned the rationale for and the resilience of the rises in global share prices, arguing that ... http://www.williamgeorgeifa.co.uk/2011/05/18/financial-advice-market-commentary-for-april-2011/   The nuclear option The speed at which markets can shift direction is a constant source of amazement. It was only last autumn that the great fear was that the western world was following Japan into a multi-decade period of low growth and persistent deflation. Debts had to be repaid, it was ... http://www.williamgeorgeifa.co.uk/2011/03/15/market-commentary-for-february-2011/   As promised here is an article on the changes to Unsecured Pensions( also known as drawdown).    Summary of the proposed changes    The age 75 rules on annuitisation, value protection lump sums, pension commencement lump sums (PCLS) and trivial commutation lump sums will be removed.    The age 75 rules on contributions and Lifetime Allowance ... http://www.williamgeorgeifa.co.uk/2011/03/01/pension-drawdown-is-changing/ Well probably not but there has been enough changes in the last few months to cause more than a few heated debates amongst the many interested parties. Pensions are headline news and trust me that is not going to change anytime soon! Over the next week or two I’m going to ... http://www.williamgeorgeifa.co.uk/2011/02/24/are-pensions-the-new-rock%e2%80%99n%e2%80%99roll/